The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Is it Too Late to Plan for Retirement? These financial strategies can get you on track even if it feels too late to plan for retirement. Couples and Money Did you know money is a leading cause for break-ups and divorce among couples? Estimate Your Health Care Costs in Retirement Studies show that health care concerns are the top of the list for Americans planning their retirements.